Black Diamond Money Moves™
Take Control & Build Wealth on Purpose.
Helping people gain clarity and control over their cash flow from earning years through retirement and legacy.
Identify where money is leaking and stop it
Take control of cash flow and major financial decisions
Design a clear path from working years to legacy
THE CASH FLOW CONTROL FRAMEWORK™
The Black Diamond Money Moves™
Different forms of wealth demand different money moves.
Control & Clarity
Foundational Money Moves
These strategies focus on gaining command over how money moves, identifying inefficiencies, and establishing financial order. Every plan simple or complex requires this foundation.
Income Architecture
Advanced Cash Flow Strategies
These strategies focus on designing reliable, controllable cash flow from existing assets. This includes advanced income structuring, volatility management, and tax-aware cash flow design.
Wealth Architecture
Strategic Wealth Design
These strategies focus on advanced wealth design to reduce unnecessary taxation, optimizing retirement cash flow, and positions assets to work together with intention to create lasting legacy.
WHO THIS IS FOR
For Those Whose Financial Lives Have Outgrown Simple Answers
Business Owners
Owners who have moved beyond accumulation and want intentional control over cash flow, assets, and decisions without locking themselves into rigid structures or short-term thinking.
Pre-Retirees
Individuals approaching a major transition who want confidence around timing, income, and flexibility, so the shift from earning to living on wealth feels deliberate not risky or forced.
Working Professionals & Families
Those earning well but sensing that earning more is no longer the solution. They want financial structure that replaces guesswork with clarity and reactive decisions with design.
Retirees & Legacy-Focused Families
Families focused on preserving control, aligning income with life priorities, and ensuring wealth moves forward with clarity and intention, not erosion or fragmentation.
This is not for people looking for quick fixes, isolated products, or one-size-fits-all plans.
Wealth doesn’t break from poor performance.
It breaks from poor structure.
Most financial stress comes from fragmented decisions, not lack of effort
Complexity isn’t solved with more solutions it’s solved with better structure
Control comes before growth. Design comes before optimization
Black Diamond Money Moves™ is built on structure first, strategy second, and intentional design.
YOUR GUIDE
Chad Free
Founder, Black Diamond Money Moves™
Chad Free works with individuals and families whose financial lives have outgrown conventional planning.
His focus is not products or performance, but how money is structured, coordinated, and directed to support real life decisions across earning years, transitions, and long-term outcomes.
Chad founded Black Diamond Money Moves™ on a core belief: Wealth is not built by chasing returns it’s built by designing how money moves.
His work centers on simplifying complexity, aligning assets, and creating financial structures that hold up through change market cycles, career shifts, retirement, and beyond.
Real Results
Stories of Control & Clarity
Cash Flow Clarity
"For the first time, I understand exactly where my money is going. The clarity alone was worth everything."
Michael R.
Business Owner
Purpose-Driven Wealth
"The framework helped us identify leaks we didn't know existed. We're now building wealth with purpose."
David & Lisa M.
Family Clients
Income Confidence
"I finally have confidence in my retirement income plan. No more guessing, no more worry."
Sarah T.
Pre-Retiree
Legacy Alignment
"Chad helped us create a legacy plan that aligns with our values. It's about more than money now."
James K.
Retiree
Start Here
Get Clarity
The first step is understanding where you are. Schedule a clarity call to explore how the Black Diamond Money Moves™ might work for you.
No pressure. No jargon. Just a straightforward conversation about your cash flow, your goals, and your path forward.
What to Expect
• A 15-20 minute clarity call
• An honest assessment of your situation
• Clear next steps, if we're a fit
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